Episode 1: Your Relationship With Money
How Our Upbringings Can Influence The Financial Decisions We Make As Adults
What we learned about money as a kid has no influence on how we handle our finances later in life. That’s bull….. Our relationship with money can be heavily influenced by how we were raised.
Episode 2: Entrepreneurship
The Man Behind The Vision of Mentoro
Owning a business is nothing but rainbows and butterflies. That’s bull ……. While being an entrepreneur can be rewarding, there are struggles business owners will face.
Episode 3: Know Your Why
He Who Has A Why Can Endure Any How
Setting a goal is all you need to do – the rest is easy. That’s bull ……. Most goals will face trials and tribulations. Knowing your why will help you continue pursuing these when tough times occur.
Episode 4: Health & Wealth
Let’s Get Physical – With Our Bank Accounts and Bodies
There is no correlation between being healthy and wealthy. That’s bull ………. According to an academic study, researchers found that those who are healthier and live longer tend to earn more.
Episode 5: Preparing for a Baby
From Carriages To College – The Cost Of Having Children Can Be Expensive
Once your kid is out of diapers, you’ll be able to start saving money. That’s bull ……. a middle-income family will spend over $230,000 raising a child from birth to age 17.
Episode 6: Engagement Rings
If You Liked It Then You Shoulda Put A Ring On It
The bigger the rock, the longer your marriage will last. That’s bull …… Men who spend $2,000 to $4,000 on engagement rings are 1.3 times more likely to end up divorced than men who spend $500 to $2,000.
Episode 7: The Sandwich Generation
Stuck In The Middle With You
You will never have to worry about caring for your parents. That’s bull ……. Around 12% of parents are in the sandwich generation. These full-time working caregivers spend approximately three hours every day caring for their parents and children – these hours are in addition to their work!
Episode 8: Down Markets
What To Do When The Sky Is Falling
Since the stock market goes up and down, we should just save money in a checking account. That’s bull ……. Although stocks rise and fall, the average annual return of the S&P 500 since its inception in 1928 through December 31, 2021 is 11.82%. The average annual return of the Dow is around 8%.
Episode 9: Ways Your Summer Vacation Can Make You Broke
School’s Out For Summer
You don’t need to plan for summer vacation. That’s bull ….. The average vacation costs $1,145 per person which totals $4,580 for a family of 4.
Episode 10: Stepping Out On Your Own
How To Do Something You Don’t Hate
Most Americans have a dream job. That’s bull …. 50% of workers report feeling stressed at their jobs daily, 41% as being worried, 22% as sad, and 18% angry.
Episode 11: Regrets About Life
The Top 5 Regrets Of The Dying
Most have no regrets at the end of life. That’s bull ……. There are 5 common regrets people have at the end of their lives.
Episode 1: What Does It Mean To Be Financially Independent?
So You Are Officially An Adult When ……
Financial independence is easy to describe. That’s bull…. The definition of financial independence can vary from person to person and change with different milestones in life.
Episode 2: Let’s Talk About Debt, Baby!
The Other 4-Letter D Word
Americans enjoy discussing debt. That’s bull……. There are a number of subjects that some people don’t like to talk about in public, but people are more uncomfortable talking about their debt.
Episode 3: Eliminate Debt
Steps To Become Financially Free
Americans are doing a great job at managing debt. That’s bull… The average American carries over $92,000 in consumer debt.
Episode 4: Our Furry Friends
Who Let The Dogs Out (with our debit cards in their collars)
The average cost of owning a pet can range from $700-$1,100 a year.
Episode 5: Protecting What Matters
How One Slip Can Derail All Of Your Hard Work
You will never become injured and not be able to work. That’s bull… More than one in four 20-year-olds will experience a disability.
Epsode 6: Credit Scores
What That Magical 3-Digit Number Means
If you have a lot in savings, you will have a high credit score. That’s bull …… In fact, 30% of your credit score is determined by how much you owe!
Episode 7: The Basics Of Investing – Part 1
Most Americans have enough saved for short-term expenses and emergencies. That’s bull ……. 35% have less than $1,000 in savings.
Episode 8: October is Financial Planning Month
Don’t Be Scared!
Americans are more frightened by ghosts and goblins than they are their finances. That’s bull ……. 77% of Americans are anxious about their financial situation.
Episode 9: Don’t Go Broke This Holiday Season
Christmas Comes Every December 25th
Most save money for holiday purchases. That’s bull ….. In 2021, 36% of consumers went into debt due to holiday spending owing an average of $1,249.
Episode 10: Buying A House
How Home Ownership Can Lead To Financial Freedom
Most do not want to own a home. That’s bull …. 75% of Americans say buying a home is a priority.
Episode 11: The Basics Of Investing – Part 2
Most keep their New Year’s resolutions. That’s bull ……. 41% say it’s going to take a miracle to be ready for retirement.
Episode 12: S.M.A.R.T. Goals
Being Smart About Setting New Year’s Resolutions
Most keep their New Year’s resolutions. That’s bull …. 80% abandon their resolutions by February.
Episode 13: Season 2 Recap – Listener Questions
You Ask, We Answer
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season two and answer your questions.
Episode 1: All About Mentoro
Who Are You Running With
Mentoro leadership team discusses what is financial wellness and why is it important. Let us help you define your financial wellness journey.
Episode 2: COVID Response
Financial Lessons We Learned While Wearing A Mask
Most people’s finances have recovered from the pandemic. That’s bull….. about half of all adults who are not retired say the pandemic has made it harder for them to reach their financial goals.
Episode 3: Money and Happiness
Mo Money, Mo Problems: Financial Advice And The Notorious B.I.G.
Making more money makes us happy. That’s bull….. a study shows that people tend to feel happier the more money they make only up until a point of about $75,000 a year.
Episode 4: A Look At Day Trading
Frat Boy Gambling
Day trading will make you rich. That’s bull….. one research report published by several university professors determined that in any given year, only about 13% of day traders achieve a profit. Even worse, the study found that less than 1% of day traders consistently make money.
Episode 5: Behavioral Finance
Why Do I Spend Money I Don’t Have
Most get into financial trouble because of numbers. That’s bull….. many experience financial difficulty because of behavior.
Episode 6: Financial Adulting
The Moment Sh** Got Real
Most people’s finances have recovered from Being a grown up is nothing but rainbows and butterflies. That’s bull….. most of us remember a time when being an adult was not all we thought it would be.
Episode 7: Generational Differences
Ok Boomer – Not Your Dad’s (or Step Dad’s) Finances
You look at money the way your parents did. That’s bull….. every generation views money and what it means differently.
Episode 8: A Look At Couples and Money
Financial Advice From DINK’s And A DIK
It’s good when couples argue about money. That’s bull….. money fights are the second leading cause of divorce.
Episode 9: Budget/Spending Plan
The B-Word: No, Not That One
You don’t need a budget. That’s bull….. a budget helps ensure you don’t spend money you don’t have.
Episode 10: Season One Recap – Listener Questions
You Ask, We Answer
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season one and answer your questions